FDIC-Insured - Backed by the full faith and credit of the U.S. Government With Essex Bank Personal Savings Accounts, you have many ways to reach your “right now” goals and your “down the road” plans. Plus, every account is backed by a team of professionals you can access and trust.
Essex Bank Customers"Essex Bank is truly a hometown bank. You are not an account number; you are a member of the family."
Sheila, Gene, Nate, and Matt R.
Personal Savings Account Options
Choose a personal savings account that suits your unique lifestyle:
Statement Savings
A basic savings vehicle to begin building up your financial strength, with lots of free features.
All Aboard Statement Savings
A higher yielding account than the regular Statement Savings for young people under 18 to start saving early.
Clipper Ship Savings
A feature-rich account with tiered interest rates based on your account balance.
Holiday Club Savings
Save for holiday expenses, vacations, or special occasions. You will receive a check in October for the principal plus interest.
Personal Savings Account Features
With any Essex Bank Personal Savings Account, you get:
- Free Online Banking
- Free Paper Statements
- Free eStatements
- Free Mobile Banking
- No Deposit/Withdrawal Limits
Compare Personal Savings Accounts
Compare each account and find the right fit for you:
| Statement Savings | All Aboard Statement Savings | Clipper Ship Savings | Holiday Club Savings | |
|---|---|---|---|---|
| Minimum Opening Deposit | $5 | None | $1,000 | $5 |
| Monthly Service Fee | None | None | None | None |
| Interest Bearing Account | ||||
| Minimum Balance to Earn the APY | $5 | $5 | $5 | $5 |
| Free Digital Banking | ||||
| Free Mobile Check Deposit | ||||
| Free Bill Pay | ||||
| ATM Fee Rebate Program |
Please note: For specific conditions and charges on accounts, consult our USA PATRIOT Act Customer Identification Notice, Consumer Deposit Account Contract, Schedule of Consumer Deposit Account Charges, Consumer Electronic Funds Transfer Agreement, Ability to Withdraw Funds, and Required Electronic Signatures Disclosure and Agreement or speak with an Essex Bank representative at any of our locations.
Get Personal Savings Rates
Review the current deposit rates for Essex Bank personal savings accounts.
Essex Bank Customers"We love the service. The people have great personalities. And everyone should know the amount this Bank donates to people in need."
Ruth & Carl N.
Open Your Personal Savings Account
Choose a personal savings account that suits your unique lifestyle:
New Customers
If you are new to the Bank, please start here.
Existing Customers
If you are already a Bank customer, please go here.
Have a Question? We Are Here To Help.
Start a conversation by visiting any branch location, giving us a call, or completing the contact form below. Regardless of which path you choose, a real human will provide the response.