FDIC-Insured - Backed by the full faith and credit of the U.S. Government Essex Bank Business Checking Accounts are built to support your business at every stage of growth. Empower your business with checking solutions that combine convenience, security, and a personalized relationship you can rely on.
Business Checking Account Options
Free Business Checking
A great option for lower transaction businesses looking for no minimum balances, free online and mobile banking, free electronic bill payment access, and other cash management services.
Commercial Checking
Ideal for high-transaction businesses with large account balances, plus reduced or eliminated costs through available balance-related credits and free access to Online Banking.
Free Non-Profit Checking
The account tailored to 501(c)(3) non-profit organizations – with features like no minimum balances, no transaction fees on checks written or deposits made, and free online and mobile banking.
Business Checking for Our Communities
Products That Support Leading Local Businesses
Liv's Oyster Bar
Centerbrook Architects
Joseph's Photography
Business Checking Account Features
All Essex Bank Business Checking Accounts give you free features to run your operation smoothly.
- Debit Card
- Digital Banking
- Mobile Check Deposit
- Bill Pay
- ATM Fee Rebates*
- eStatements
- Direct Deposit
- Security Alerts
- Telephone Banking
- Notary Service
*Essex Bank will waive the first four $1 transaction fees at non-Essex Bank ATMs per statement cycle. The Bank will also rebate surcharges assessed by other ATM operators, up to $12 per statement cycle.
Overdraft Protection for Your Business
Protect your business from cash flow disruptions by linking your Essex Bank Savings Account for overdraft coverage. Sign up is free, with only a low $3.00 transfer fee if needed.
Compare Business Checking Accounts
Compare each account and find the right Checking Account for your business:
| Free Business Checking | Commercial Checking | Free NonProfit Checking | |
|---|---|---|---|
| Minimum Opening Deposit | $25 | $25 | $25 |
| Monthly Service Fee | None | $10 | None |
| Daily Balance Requirement | None | None | None |
| Free Debit Card | |||
| Free Digital Banking | |||
| Free Mobile Check Deposit | |||
| Free Bill Pay | |||
| ATM Fee Rebate Program | |||
| No Transaction Fees |
Please note: For specific conditions and charges on accounts, consult our Business Deposit Account Contract, Schedule of Business Account Charges, Business Electronic Funds Transfer Agreement, and Ability to Withdraw Funds, or speak with an Essex Bank representative at any of our locations.
Essex Bank Customer"The account is easy to manage, the online tools save me time, and their team is friendly and helpful. We feel like Essex Bank works for us every day."
Old Lyme Veterinary Hospital
Open a Business Checking Account
New Customers
If you are new to the Bank, please start here.
Existing Customers
If you are already a Bank customer, please go here.
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