FDIC-Insured - Backed by the full faith and credit of the U.S. Government Whether you are looking to cover unexpected expenses, buy a car, or consolidate debt, a Personal Loan from Essex Bank can give you the financial boost you need. Because we are local, the Essex Bank team can take the time to understand your goals and guide you toward solutions that make sense for your life. With Essex Bank, you will find more than just a loan – you will have a banking relationship to rely on.
Types of Personal Loans
Essex Bank offers a variety of Personal Loan options to help meet your unique needs:
Unsecured Personal Loans
Without needing assets up front, utilize $2,000-5,000 loans with terms up to 36 months.
Collateral Loans
Low cost loans secured by Essex Bank savings accounts, CDs, or assets held by Essex Financial.
Car Loans
Get financing to help you purchase a new or used vehicle, with terms up to 60 months.
Personal Overdraft Line of Credit
Prevent checking account overdrafts with a line of credit of up to $5,000.
Building Lot Loan
Purchase an approved building lot for future development. Contact a lender for details.
Benefits of an Essex Bank Personal Loan
With a Personal Loan from Essex Bank, you will enjoy:
Fixed Interest Rates
Have peace of mind with consistent monthly payments that fit your budget.
Borrowing Options
Have options for both unsecured and secured borrowing.
Local Decision-Making
Personal loan approvals are made by local professionals who understand the community.
Flexible Loan Terms
Enjoy repayment plans tailored to your situation.
Quick Access
When something is time-sensitive, enjoy fast access to your funds.
Personalized Service
Get the power of a relationship with a banking partner who listens and supports you.
Have a Question? We Are Here To Help.
Start a conversation by visiting any branch location, giving us a call, or completing the contact form below. Regardless of which path you choose, a real human will provide the response.